The systems behind
modern insurance.
Finica builds and runs the insurance products that take cover end to end across Africa — from a first conversation to an active policy, and every premium collected after it.
- 3
- Insurance products
- 2
- Country offices
CoverFlow
online
Insurance, end to end.
From the first quote to every premium collected — products for the people buying insurance, the brokers placing it, and the employers and unions collecting it.
Cover for customers
CoverFlow puts insurance where people already are. Quote, verify, pay, and get covered in one WhatsApp chat.
- Quotes in seconds, no forms to print
- Secure payment links with the exact amount
- Policy active the moment payment clears
Tools for brokers
Broker360 brings client servicing, quotes, placement, approvals, and cover letters onto one secure record.
- One client record, captured once
- A visible approval chain for every quote
- Cover letters generated from approved data
Premium collection
PayPoint collects premiums through employer and union payroll, then reconciles every line against what was expected and what arrived.
- Deduction files checked before release
- Three-way match: expected, deducted, received
- Shortfalls and missing lines flagged early
Run and supported by Finica
We don’t hand over a product and walk away. Finica runs both platforms and supports every policy they put in place.
- Onboarding and training for your team
- Payments and policy records kept secure
- Support from our offices in South Africa and Botswana
Three products. One company behind them.
Built, run, and supported by Finica — CoverFlow for the people buying cover, Broker360 for the brokers placing it, PayPoint for the employers and unions collecting it.
CoverFlow
Insurance that meets you on WhatsApp.
Get a quote, verify, pay, and get covered — all in a single chat. No app to download. No branch to visit.
- No app to download, no branch to visit
- Verify, pay, and get covered in one thread
- Secure links that show the exact amount
CoverFlow
online
Broker360
Broker operations, brought into focus.
Client servicing, quote preparation, placement, approvals, and cover documentation — one secure record instead of a dozen scattered ones.
- One client record — captured once, reused everywhere
- A live, visible approval chain — nothing hides in an inbox
- Cover letters generated from approved data
Portfolio overview
This monthActive placements
48
12 awaiting approval
Written premium
P 2.4m
↑ 18% this month
Kalahari Motors cover bound & confirmed — P 48,240.
PayPoint
Payroll premiums, collected and reconciled.
Employers and unions upload what payroll deducted. PayPoint checks every line against the schedule, matches the money that arrives, and flags what is short — so each premium lands on the right policy.
- Deduction files validated line by line before release
- Expected, deducted, and received — matched automatically
- Shortfalls, missing members, and late files flagged early
Teams across Africa build on Finica.
From insurance brokers to technology ventures — partners who rely on the systems and products we deliver.
Finsef Botswana
Insurance brokers · Gaborone
TenxAfrica
Technology & growth partner
Let’s talk insurance.
Whether it’s cover to put in place, a broker team to bring onto Broker360, or payroll premiums to collect with PayPoint — start a conversation and we’ll take it from there.
- Phone
- +27 (73) 497-1176
- South Africa office
- South Africa · Head office
30 Lingerette Avenue, Sandton, South Africa - Botswana office
- Botswana · Regional office
Setlhoa Office Park, Unit 5, Plot 75783, Block 10, Gaborone, Botswana